Debt Modeling and Mark-to-Market Calculations

Portfolio Maximizer provides a single location for capturing and managing all relevant loan and collateral information, calculating debt service, integrating with asset and fund level cash flows, analyzing your debt structure, and performing mark-to-market calculations.

• Model secured and unsecured loans, including construction and development loans
• Apply floating or fixed interest rates
• Capture key debt terms and covenants
• Generate amortization and maturity schedules

Debt Analysis
Portfolio Maximizer provides a structured way to easily analyze your asset or fund’s debt without resorting to complex spreadsheets.

• Project debt service payments and calculate debt service coverage ratios (DSCR)
• Calculate current and projected Loan-to-Value (LTV) for each property and across your entire fund
• Measure exposure to the risk of specific lenders across properties and portfolios
• Access reports to quickly spot exceptions and highlight risks such as loans exceeding threshold DSCRs or LTV

Using the Portfolio Maximizer software, your debt information and financial projections are tightly integrated with your assets, partnerships, and cash flows, so you can quickly grasp how changes to your debt structures impact portfolio performance and projected returns.

• Incorporate debt service and balloon payments into the asset and fund’s cash flow projections
• Capture and calculate pre-payment penalties and automatically incorporate into asset disposition scenarios
• Use what-if scenarios to analyze different financing and refinancing options
• Integrate debt financing options into your acquisition and disposition what-if scenarios
• With reliable and accurate information available at your fingertips and the ability to quickly analyze multiple scenarios, you are free to spend your time optimizing your debt management decisionsrather than building and validating spreadsheets.

Debt Mark-to-Market
Portfolio Maximizer’s debt mark-to-market calculations make it easy to comply with fair value accounting and valuation requirements (FAS 157), removing yet another set of spreadsheets, manually processes, and potential failure points in the management and reporting of real estate portfolios.